Ayushman Card Banane Ka Process: Step-by-Step Guide for 2025 (Apply Online & Offline)
Table of Contents
- Introduction
- What is the Ayushman Bharat Scheme?
- Eligibility Criteria for Ayushman Card
- Required Documents for Ayushman Card
- Step-by-Step Guide to Apply for Ayushman Card
- Online Application Process
- Offline Application Process
- Benefits of Ayushman Card
- How to Check Ayushman Card Status
- Frequently Asked Questions (FAQs)
- Conclusion
- References
1. Introduction
The Ayushman Bharat scheme, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), was launched by the Government of India in 2018 to provide health insurance coverage to the economically weaker sections of society. The scheme aims to cover over 10 crore families, offering free health care services worth up to ₹5 lakh per family per year.
In this article, we will guide you through the Ayushman Card Banane Ka Process, including the eligibility criteria, documents required, and how to apply for it both online and offline.
2. What is the Ayushman Bharat Scheme?
Ayushman Bharat is a flagship health insurance scheme that aims to provide financial protection to poor families who cannot afford healthcare costs. The scheme covers hospitalization expenses, including pre and post-hospitalization, surgeries, and treatments in empaneled hospitals across India.
Key Features:
- Coverage: ₹5 lakh per family per year
- Target Audience: Low-income families, Ration Card holders, SC/ST categories, and more
- Cashless Treatment: Beneficiaries receive cashless medical treatment
- No Age Limit: Anyone in the family is eligible for coverage
- Empaneled Hospitals: Over 25,000 hospitals in India
3. Eligibility Criteria for Ayushman Card
Before applying for the Ayushman Bharat card, it’s crucial to know if you’re eligible. The eligibility criteria mainly depend on economic and social factors.
General Criteria:
- Economic Status: Primarily for Below Poverty Line (BPL) families
- Social Status: Scheduled Caste (SC), Scheduled Tribe (ST), Other Backward Classes (OBC), and other vulnerable categories
Specific Eligibility:
- Ration cardholders
- Families under the Socio-Economic Caste Census (SECC) 2011 data
- Identified under the Pradhan Mantri Ujjwala Yojana (PMUY)
- Families without a fixed income or those identified through local government
4. Required Documents for Ayushman Card
To apply for the Ayushman Bharat card, the following documents are required:
- Aadhar Card
- Ration Card (for BPL families)
- Income Certificate
- Bank Account Details (for claims and benefits)
- Mobile Number
- Passport-sized Photograph
- Residential Proof (Electricity/Water Bill, etc.)
- Caste Certificate (if applicable)
5. Step-by-Step Guide to Apply for Ayushman Card
Online Application Process
- Visit the Official PMJAY Website:
- Go to the Ayushman Bharat Portal
- Click on the “Check Eligibility” section.
- Check Eligibility:
- Enter details such as your mobile number and state.
- Check if your family is eligible for the scheme.
- Register for Ayushman Card:
- Fill in the application form with necessary details like name, address, family details, and contact information.
- Upload the required documents.
- Verification and Approval:
- After submission, your application will be verified by the concerned authorities.
- You will be informed of your application’s status via SMS or email.
- Download Ayushman Card:
- After approval, you can download the Ayushman card or receive it at your registered address.
Offline Application Process
- Visit the Nearest CSC Center or Public Hospital:
- Locate a nearby Common Service Center (CSC) or hospital with Ayushman Bharat enrollment.
- Submit the Application Form:
- Fill in the necessary details and submit the required documents.
- Biometric Authentication:
- Your fingerprints and photographs will be taken for identity verification.
- Receive Ayushman Card:
- After verification, the card will be issued to you.
6. Benefits of Ayushman Card
The Ayushman Bharat card offers several benefits that can significantly ease healthcare costs for low-income families:
- Free Hospitalization: Beneficiaries can avail of free hospitalization services in network hospitals.
- Wide Coverage: Includes treatment for critical and major illnesses like cancer, heart surgery, kidney transplant, etc.
- No Age Limit: The scheme covers all age groups, including children, adults, and elderly individuals.
- Portability: The card can be used across India, providing seamless access to healthcare services.
7. How to Check Ayushman Card Status
To check the status of your Ayushman card, follow these steps:
- Visit the PMJAY official website
- Click on “Check Your Status.”
- Enter your mobile number or reference number.
- You will receive a notification about the status of your application.
8. Frequently Asked Questions (FAQs)
Q1: Can I apply for the Ayushman Card offline?
Yes, you can apply for the Ayushman card at your nearest Common Service Center (CSC) or government hospital.
Q2: Is the Ayushman Card available for every citizen of India?
No, the card is only available to economically disadvantaged families, including those under BPL, SC/ST, and other eligible categories.
Q3: What is the validity of the Ayushman Card?
The Ayushman Bharat card is valid as long as the beneficiary remains eligible under the scheme. It generally remains valid for one year and needs to be renewed.
Q4: Can I use the Ayushman Card in any hospital?
The card is valid only in hospitals that are empaneled under the Ayushman Bharat scheme.
Q5: How do I update my Ayushman Card details?
You can update your details at any Ayushman Bharat enrollment center or online via the official portal.
9. Conclusion
The Ayushman Bharat Card is a significant initiative by the Indian government to provide affordable and accessible healthcare to the poor and marginalized sections of society. By following the steps outlined in this article, you can easily apply for the card and start availing its benefits.
Whether you choose the online or offline application process, ensure that all documents are correct to avoid delays. The scheme’s cashless treatment benefits can help save significant healthcare costs, ensuring that all citizens can receive quality medical care without financial constraints.
10. References
- PMJAY Official Portal
- Ministry of Health & Family Welfare, Government of India